I know I can opt out of paying Canada Pension Plan ...

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The Canada Pension Plan (CPP) is a cornerstone of many Canadians’ retirement plans. It is payable for life and indexed for inflation. While full retirement benefits are payable at age 65, you ...

Unfortunately, this situation is becoming a more common reality with more than 900,000 Canadians working past the age of 65 ...

You can supplement your CPP by investing in ETFs like the BMO Canadian Dividend ETF (TSX:ZDV). The post The Depressing Truth ...

the age you decide to start your pension how much and for how long you contributed to the CPP your average earnings throughout your working life For 2025, the maximum monthly amount you could receive ...

Taking CPP at age 60 results in you receiving far smaller monthly amounts that you’d get if you waited until age 65 or 70. Additionally, the cumulative amounts of CPP received over a typical ...

Another way to avoid the OAS Clawback, at least temporarily, is to avoid taking CPP. OAS payments start automatically at age 65 but CPP benefits can be delayed until age 70. If you skip taking CPP ...

Canadian seniors are set to receive a scheduled top-up in benefits as the Liberal government faces pressure to increase the ...

In your case, Rudy, your indexed pension, CPP and OAS will protect you from inflation risk because you don’t have spending plans that rely on your GIC savings. Once you reach age 65 your pension ...