There are two main credit scoring systems: FICO® and VantageScore, and they aren't created equal. FICO Scores are more valuable, as lenders pull your FICO Score in over 90% of U.S. lending decisions.
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According to credit card operator Sumitomo Mitsui Card Co., Visa credit cards with tap-to-pay capabilities can be used in at least 680 public transportation services mainly in the United States ...