660 Data Points Analyzed To create our rating system, we analyzed each personal loan company’s disclosures, licensing documents, marketing materials, sample loan agreements and websites to ...
It also has one of the lowest reversionary rates at 8.3% (much lower than most secured loan provider competitors), which is why the overall cost for comparison is cheaper (see representative example).
"It does concern me that something completely out of my control — like the government switching service providers for my federal student loans — could impact my credit score," she tells Select.