New car replacement insurance can be a valuable asset if your new car is damaged in an accident. Learn how this insurance ...

Actual cash value and replacement cost are two different ways home insurance companies calculate your payout on a claim.

Six-month car insurance gives you coverage for half a year, and offers some advantages over a 12-month policy. The shorter ...

Insurance companies will declare a vehicle totaled if the damage is so severe that it can't be repaired, or if the cost of ...

Collision and Comprehensive Coverage pays for the cost of repairs or replacement equal to the actual cash value (ACV) of your vehicle—a.k.a. the depreciated value of your vehicle. You may also want to ...

Insuring your car has never been more expensive: According to the Department of Labor's Consumer Price Index, average premiums for auto insurance jumped 16.5% between August 2023 and 2024.

In addition, if your car is in a serious accident and totaled, the insurance company will typically pay you only its actual cash value, which can be less than you owe on the loan. If you want to trade ...

Research new and used car book values, trade-in values, ratings, specs and photos. Learn more. An AutoCheck Vehicle History Report is essential when shopping for a used vehicle. Check whether an ...