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Nutcrackers and Messiahs abound this month, but a fitting way to cap this cost-of-living year might be a night with Ebeneezer Scrooge. Or there’s always Neil Finn.

Gross salary = Basic salary + HRA (House rent allowance) + DA (dearness allowance) + MA (medical allowance). On an excel sheet, the formula is =SUM(D2:G2) Hence, the Basic Salary = Gross salary – ...