Having lived in several states, owning primary residences and investment properties, Josh Patoka uses his experience using mortgages and HELOCs to help first-time home buyers and home owners find ...

Second home mortgages are riskier for lenders ... like a popular vacation destination. It can also be beneficial if you need a place closer to where you work, or if you want a designated vacation ...

There are several types of mortgages available with different down payment options, credit score requirements, and income restrictions. The most common type of home-buying loan issued in the ...

Amy Fontinelle is a freelance writer, researcher and editor who brings a journalistic approach to personal finance content. Since 2004, she has worked with lenders, real estate agents, consultants ...

Based on our review of the latest Home Mortgage Disclosure Act data, Bank of America's rates and fees are lower than average. This is especially beneficial for first-time borrowers, who often have ...

Mortgage rates are crucial in the home buying process as they affect ... Waiting for lower rates seems beneficial, but it’s crucial to weigh other factors like housing market conditions and ...

Kacie is a freelance contributor to Newsweek’s personal finance team. Over the last decade, she’s honed her expertise in the personal finance space writing for publications like CNET, Bankrate ...