We review nationwide banks and credit unions daily to help you find the best 1-year CD. The current best CD rate for a 12-month CD term is 4.60% APY from EagleBank and American Bank. In comparison ...

You'll only be able to deposit a maximum of $500,000 into a CD. Another downside to banking with EagleBank is that its mobile banking app has lackluster ratings in both the Google Play and Apple ...

Our ratings are calculated based on fees, rates, rewards and other category-specific attributes. All ratings are determined solely by our editorial team.

All ratings are determined solely by our editorial team. When you put your dough into a one-year Bread Savings CD, you’ll earn a very competitive 4.30% APY, which is compounded daily so your ...

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

Browse Investopedia’s expert-written library to learn more. CDs, along with other types of deposit products, do not build credit. Only borrowing money through some type of loan from a ...

One of Discover’s most noteworthy features is its best rate guarantee. If you fund your CD within 10 days of submitting your application, you’ll receive the highest interest rate available for ...

If you click on links we provide, we may receive compensation. Capital One’s 360 CD is competitive for certain term lengths Lindsay VanSomeren is a credit, credit card, and banking expert with ...

Credit One Bank, Alliant Credit Union, State Department Federal Credit Union, Quorum Federal Credit Union, and Rising Bank offer the best jumbo CD rates. If you have at least $100,000 to invest ...

The best CD rates in California are currently hovering around 5% APY. You’ll typically find these competitive rates on CDs with terms of 12 months or less. Compared to the national average of ...

Some CDs let you "bump-up" your CD rate, allowing you to capture a higher APY if rates move upward. Many CDs will let you access the interest you earn during the term, even if the initial deposit ...

You may be eager to lock in a 12-month CD while rates are still strong. Before you do, think about whether you might want the money for a down payment on a home or car in the new year. Consider ...