This hidden credit card fee affects millions of Americans monthly. Here's what to know—and how to avoid added fees.

Your credit card number usually consists of 15 or 16 digits, depending on the issuer. Every number of your credit card account conveys information, such as the industry, routing information for ...

Before you swipe your credit card to pay, you're told you can save even more –sometimes up to 20% off your purchase if you ...

When used responsibly, a secured credit card can be a great tool to help you build good credit. But before you apply, it may help to learn more about secured credit cards, how they work and the ...

Elizabeth is a personal finance writer specializing in credit cards, debt repayment, and small business. Her work has appeared on The Motley Fool, MSN Money, Yahoo! Finance, and Business Insider.

Synchrony and JCPenney have partnered for more than two decades to manage and service rewards-rich credit cards for JCPenney customers at the retailer's more than 650 stores in the U.S. and Puerto ...